Get personalized debt solutions from financial & legal experts, at no additional cost.
Choose a call, in-person visit, or virtual meeting, at your convenience.
Get legal support and harassment relief, for your mental peace.
We settle loans for up to 40-60% less than what you owe*
Get creditor harassment relief with RBI-compliant solutions.
Minimize impact on your credit score and secure your financial future.
Yes! No hidden charges.
We prioritize strategies to minimize CIBIL score impact.
SML can assist with most unsecured debts, including personal loans, credit card debts, payday loans, and BNPL loans. If these make up the bulk of your debt, our Settlement Platform can deliver positive results.
Settlement helps eliminate debt, offering a path to a debt free life. If you are experiencing creditor’s harassment, legal cases or struggling with monthly payments, it may be the right choice for you.
We charge a 15% fee, but only after your debt is successfully settled, as explained in your settlement letter.
For legal services, there's a small fee like:
Additionally, we offer a monthly subscription to manage your case, which ranges from ₹649 to ₹2,999, depending on your total debt amount.
We’ve kept our costs clear and affordable to help you on your journey to becoming debt-free!
Settlement can impact your credit score. SML’s Debt Settlement Program may lower your score temporarily, but your credit will improve once debts are settled.