A debt settlement is an agreement between a lender and a borrower to pay back a portion of a loan balance, while the remainder of the debt is forgiven.We can negotiate your settlement so that you become debt free, in most cases without it affecting your credit score.We are the only company that offers a range of settlement options to best suit your needs. We will negotiate the best option on your behalf. Enquire today for a free consultation, and see what settlement option is best for you.