Moratorium Period

We can negotiate a moratorium period (payment holiday), ranging from 3 to 4 months before you pay the settlement amount or start your term payment.

The advantage with this is you will have time to organize your funds before you pay the settlement.

The disadvantage is if you do not organize the funds and unable to pay after the moratorium period then they might not offer you any more settlement options and if they do then the discount would be low.